A company providing quick term, quick unsecured loans which can be generally speaking paid back by post-dated cheque or pre-authorized debit re re payment need a company licence as a payday lender.
Types of companies that do need municipal certification:
- Payday loan organizations
- Cash loan providers
- Pay day loan
- Payday advances
- Short term installment loans
- Tiny buck loans
- Pawnbrokers
- Offering utilized products
Samples of companies that don’t require municipal certification:
- Banking Institutions
- Cheque cashing organizations
- Credit unions
- Finance institutions
- Lending organizations
Should your company will not need a licence, you nevertheless need Business ID and land usage approval. See companies perhaps not needing a municipal licence​ to learn more.
Foibles
Payday loan providers
Payday lenders are considered an online payday loan use in the event that development of money will not meet or exceed $1,500 and it is for a term of 62 times or less. Payday loan providers are allowed to use as being a home-based or business that is commercial. For almost any commercial organizations, there has to be 400 metres from any proposed payday loan provider to a payday lender that is existing.
Provincial certification approval
Particular company tasks need provincial certification along with your municipal company permit. These activities have now been defined as licence kinds in the chart above (see needed approvals chart).
Provider Alberta will direct one to the correct contact that is provincial will offer further way in regards to satisfying the provincial licensing needs required for getting your municipal company licence.
Provincial licenses needs to be submitted towards the City’s licence unit to get the license that is municipal.
It is possible to provide your provincial licence:
Alberta Automobile Industry Council (AMVIC)
The Alberta government needs a permit for several automobile company tasks. You need to contact the Alberta Motor Vehicle business Council (AMVIC) at 1-877-979-8100 for information about receiving a licence that is provincial.
AMVIC requires verification of City preparing approvals before they’ll issue a provincial amvic licence. When AMVIC dilemmas your provincial licence, you need to offer it to The City of Calgary, that may then launch your business that is municipal licence.
Candidates can present the AMVIC permit:
- Face-to-face during the preparing Services Centre: third flooring 800 Macleod Trail S.E. Calgary, AB
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For company licence charges, begin to see the company Licence Fee Schedule. The company licence charge routine is separated by licence kind. If the company requires numerous licence kinds, the category fee that is highest will likely be charged.
These costs try not to range from the expenses associated with needed permits to meet land use approval, or any third-party approvals or inspections that could be necessary to get your licence.
Just how to use
On The Web
In the event that you need help when doing the job Live talk to us, 8 a.m. to 4:15 p.m. Monday to Friday.
Face-to-face
More information
Getting your organization licence
The business that is authorized is supposed to be provided for the applicant when you look at the mail, or if required, may be held at our permit pick-up countertop. Whenever a commercial company is operational, the real content of the company licence must certanly be posted in a very noticeable location where in actuality the public is able to see it.
In the event that you want to make any modifications to your company after getting your licence, please go to handle your organization to find out more.
Just how long is my licence advantageous to?
Business licences expire one from the issuance date year. Forty-five days prior to the licence expires, a notice is mailed out advising the licensee regarding the expiry date. Any outstanding fines must be compensated ahead of renewal.
Company ownership modifications
A small business business or licence ID isn’t transferable from a single person to some other or in one individuals business premises to a different.
Several premises
A company operating from multiple location takes a split company licence for every premises.
Licence kind combinations
So that the appropriate approvals are created for a small business, numerous licence kinds might be attached with a business licence that is single. A contractor licence type is required for example, a cabinet maker would require a manufacturer licence type; if the business is also installing the cabinets. Both licence kinds will be in the exact same business licence document and just one renewal will likely to be needed.
Charity
All charitable businesses must certanly be related to another business activity that is licenced. Approval should be awarded by the province before applying for a municipal licence.
Businesses perhaps perhaps maybe not qualified to receive a charity status:
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